General Liability Insurance for sandblasting contractors
General liability insurance is the foundation of every sandblasting contractor's insurance program. It covers bodily injury and property damage claims from your blasting operations — with the understanding that you'll also need contractor pollution liability to cover what GL's pollution exclusion leaves out.
What it covers
- Bodily injury to third parties from blasting operations (non-pollution)
- Property damage to third-party structures from blasting (non-pollution)
- Personal injury and advertising injury
- Premises liability at job sites
- Completed operations liability
- Medical payments for minor injuries
Who it's for
- Sandblasting contractors of all sizes — from sole operators to large crews
- Abrasive blasting contractors who need a GL certificate for client requirements
- Blasting contractors adding CPL to their existing GL program
- New blasting contractors establishing their first insurance program
Why CCA
- We pair GL with CPL from the start — not as an afterthought
- We know which GL carriers write sandblasting without harsh exclusions beyond standard pollution
- Certificates issued fast for project and client requirements
Common questions about general liability insurance
Not typically. Silica dust is a pollutant under most GL policy definitions, and the pollution exclusion applies. That's why sandblasting contractors need both GL and contractor pollution liability — not just one. CPL covers the silica and dust claims that GL excludes.
$1M per occurrence / $2M aggregate is the standard minimum. Many industrial and government contracts require $2M per occurrence. Umbrella insurance can add additional limits above GL for contractors working on high-value projects.
The care, custody, and control (CCC) exclusion typically excludes damage to property in your care — meaning the surface you're blasting. GL covers damage to other property (adjacent surfaces, nearby vehicles, third-party structures). The distinction between 'your work' and 'other property' matters for claims.
Once your GL is bound, certificates are issued same-day in most cases. For urgent project requirements, we can expedite.
Because standard GL pollution exclusions exclude silica, lead paint, and abrasive media — exactly the exposures in sandblasting. CPL fills that gap.
Abrasive blasting class codes — not generic contractor codes. Wrong codes create audit surprises. We classify your blasting crews correctly from the start.
Yes. We write abrasive blasting contractor insurance in all 50 states through A-rated admitted and surplus lines markets.
Yes. CPL programs for lead-containing material (LCM) removal require specific endorsement. We work with markets that write lead abatement alongside sandblasting.
Within 24–48 hours of binding in most cases. For urgent projects, call us at 844-967-5247.
Yes. License bonds, performance bonds, and payment bonds through A-rated surety markets alongside your insurance program.
Additional liability limits — typically $1M to $5M — above your GL, CPL, and commercial auto. Important for high-value industrial and infrastructure projects.
Yes. Blast pots, air compressors, hoses, nozzles, and portable rigs are covered against theft and damage at job sites, in transit, and in storage.
Often yes — prior claims affect placement but don't disqualify you. We have admitted and E&S market access for contractors with loss history.
Yes. Bridge work requires specialty markets with containment and waterway requirements. We have access to carriers that underwrite bridge surface preparation.
T&E covers gear at a job site; inland marine covers it while being transported. If you constantly move equipment between jobs, inland marine fills the transit gap.
Auto covers the vehicle and attached trailer. Inland marine covers the high-value blasting equipment you're hauling when it's separated from the vehicle.
Work type (tanks, bridges, structural steel), payroll, employee count, equipment value, states where you work, and loss history. A 15-minute call covers it.
Yes. We structure GL and CPL to work together — avoiding gaps between pollution and non-pollution claims in your blasting coverage.
Pair it with related coverage
Ready for a sandblasting insurance quote?
15-minute quotes for abrasive blasting contractors — GL, CPL, tools & equipment, WC, commercial auto, umbrella, and bonds. A-rated carriers, nationwide.