Tools & Equipment Insurance for sandblasting contractors

Equipment breakdown coverage is often an optional add-on or separate policy. Standard T&E covers theft and physical damage — not necessarily mechanical breakdown. We advise on whether your compressor inventory warrants breakdown coverage.

Most T&E policies cover equipment at actual cash value (ACV — replacement cost minus depreciation) or replacement cost value (RCV). For newer, high-value blast pots and compressors, RCV coverage is worth the additional premium.

Job-site theft is a covered peril under most T&E policies. You file a claim with a police report and equipment documentation. We advise on the documentation — serial numbers, photos, and purchase records — that speeds up claims.

Because standard GL pollution exclusions exclude silica, lead paint, and abrasive media — exactly the exposures in sandblasting. CPL fills that gap.

Abrasive blasting class codes — not generic contractor codes. Wrong codes create audit surprises. We classify your blasting crews correctly from the start.

Yes. We write abrasive blasting contractor insurance in all 50 states through A-rated admitted and surplus lines markets.

Yes. CPL programs for lead-containing material (LCM) removal require specific endorsement. We work with markets that write lead abatement alongside sandblasting.

Within 24–48 hours of binding in most cases. For urgent projects, call us at 844-967-5247.

Yes. License bonds, performance bonds, and payment bonds through A-rated surety markets alongside your insurance program.

Additional liability limits — typically $1M to $5M — above your GL, CPL, and commercial auto. Important for high-value industrial and infrastructure projects.

Yes. Blast pots, air compressors, hoses, nozzles, and portable rigs are covered against theft and damage at job sites, in transit, and in storage.

Often yes — prior claims affect placement but don't disqualify you. We have admitted and E&S market access for contractors with loss history.

Yes. Bridge work requires specialty markets with containment and waterway requirements. We have access to carriers that underwrite bridge surface preparation.

T&E covers gear at a job site; inland marine covers it while being transported. If you constantly move equipment between jobs, inland marine fills the transit gap.

Auto covers the vehicle and attached trailer. Inland marine covers the high-value blasting equipment you're hauling when it's separated from the vehicle.

Work type (tanks, bridges, structural steel), payroll, employee count, equipment value, states where you work, and loss history. A 15-minute call covers it.

Yes. We structure GL and CPL to work together — avoiding gaps between pollution and non-pollution claims in your blasting coverage.